Other Auto Plans

Don’t worry, we have you covered

Enjoying ease and convenience is what you value when you own a car. AIG understands and we will go the extra mile to give you peace of mind, knowing that you will be well taken care of when you are on the road.

We offer three comprehensive car insurance plans that offer coverage and benefits designed to match your needs. Our team of claims specialists work hard to ensure you have a seamless claim experience and get back on the road quickly if the unexpected happens.

Take a look below to see how else we protect you on the roads to ensure safer and smoother journeys.

Quick Links

Key Benefits*

Brand new replacement car	With AutoPlan and AutoPlus, we will pay for a new car of the same make and model if yours is damaged beyond repair within three years of purchase.
Cover your car key	If your car key gets stolen, we will pay for the cost of replacing your car’s lock and key, for up to S$800. We will also pay for locksmithing or towing costs if you accidentally lock your keys in the car. Excess of S$54.50 (inclusive of 9% GST) applies.
Excess Waiver of up to S$1,090 (inclusive of 9% GST) with an in-car camera footage	Share your in-car camera accident video footage with us. Help us to fight fraudulent claims, and get rewarded with up to S$1,090 (inclusive of 9% GST) in excess waivers.
Get a courtesy car while your car is being repaired	We will deliver a courtesy car to you for use while yours is being repaired. Included in AutoPlus and optional for AutoPlan. For Auto ValuePlus, we will provide a courtesy car to use for up to 10 days while your car is being repaired.
Free 24-hour towing & roadside assistance	With AutoPlus and Auto ValuePlus, you will receive roadside assistance to fix minor problems such as flat tyres or flat batteries, and towing services after a breakdown. This service is free for you, anywhere in Singapore.

^{* Terms and conditions apply. Please refer to your policy wording for details.}

Videos

AIG AutoPlus Insurance Video

AIG AutoPlan Insurance Video

What is covered?

	Auto ValuePlus (max. limit) Covers all the basics at a great price with repairs at designated workshops for Auto ValuePlus.	AutoPlus (max. limit) Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included.	AutoPlan (max. limit) Extensive coverage, with your choice of any workshop for accident repairs.
Benefits
Brand new replacement car For cars less than 3 years old that are damaged beyond economical repair. Covers full purchase price of a new car (same make and model).	-	Included	Included
Choice of workshop	AIG's designated authorised workshops for Auto ValuePlus	Car is three years old and below: Dealer or AIG authorised workshops Car is over three years old: AIG authorised workshops	No restriction
24-hour towing and roadside assistance	Free	Free	-
24-hour towing after an accident	Up to S$500 per accident	Up to S$500 per accident	Up to S$300 per accident
Waiver of excess on accident repairs For first claim at an AIG's authorised workshop or AIG's designated authorised workshop for Auto ValuePlus, depending on your No Claim Discount (NCD).	50% NCD: Full waiver of Excess up to S$1,090 (inclusive of 9% GST) Below 50% NCD: Half waiver of Excess up to S$1,090 (inclusive of 9% GST)	50% NCD: Full waiver of Excess up to S$1,090 (inclusive of 9% GST) Below 50% NCD: Half waiver of Excess up to S$1,090 (inclusive of 9% GST)	-
Cover for car key Cost of replacing car lock and key if your car key is stolen. Locksmith or towing costs if you accidentally lock your keys in the car Excess of S$54.50 (inclusive of 9% GST) applies.	Up to S$800	Up to S$800	Up to S$800
Windscreen replacement cover Excess of S$109 (inclusive of 9% GST) applies.	Unlimited	Unlimited	Unlimited

	Auto ValuePlus (max. limit) Covers all the basics at a great price with repairs at designated authorised workshops for Auto ValuePlus.	AutoPlus (max. limit) Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included.	AutoPlan (max. limit) Extensive coverage, with your choice of any workshop for accident repairs.
Benefits
Personal accident cover	S$50,000	S$50,000	S$20,000
Personal accident cover for passengers	S$10,000 per passenger	S$10,000 per passenger	S$10,000 per passenger
Medical expense cover for everyone in the car	S$500 per person	S$500 per person	S$500 per person
Cover for liability to your passengers	Unlimited	Unlimited	Unlimited
Cover for third-party liability due to negligence of your passengers	Unlimited	Unlimited	Unlimited

	Auto ValuePlus (max. limit) Covers all the basics at a great price with repairs at designated authorised workshops for Auto ValuePlus.	AutoPlus (max. limit) Most comprehensive cover, with unlimited loss of use, 24/7 roadside assistance and excess waiver included.	AutoPlan (max. limit) Extensive coverage, with your choice of any workshop for accident repairs.
Benefits
Dent Cover Accidental damage to your car resulting in a dent located on any body panel of your car	Up to S$50 per dent repair, twice a year	-	-
Cover for loss or damage caused during a strike, riot or civil commotion	Up to the market value of the car	Up to the market value of the car	Up to the market value of the car
Cover for flood or windstorm damage	Up to the market value of the car	Up to the market value of the car	Up to the market value of the car
24-hour claims procedure enquiry hotline	Free	Free	Free
Policy Lifetime Repair Guarantee	This is offered on workmanship and paintwork for your own damage accident repairs carried out by any of our authorised workshops and manufacturer authorised repairers.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg)

NCD Protector available for drivers with 30% to 50% NCD

Your first claim during the policy year will not affect your NCD.

Exclusive: Auto ValuePlus, AutoPlus and AutoPlan policyholders with 50% NCD will receive the NCD Protector in your policy.

Age condition policy

If you do not need to include younger drivers in your policy, you can enjoy lower premiums by limiting the coverage of your policy to drivers aged 30, 35, or 40 years and above - the higher the age condition, the lower your premium!

Flexible policy excess

Increase your policy excess and enjoy lower premiums, or reduce your policy excess to lower your out-of-pocket expenses.

Young and/or inexperienced driver excess

In addition to the policy excess, a young and/or inexperienced driver (YIDR) excess of S$3,270 (including GST), applies to you or any authorised driver (named and unnamed) who is below the age of 23 (in case of all age condition policies), has less than two years’ driving experience, or both. The YIDR excess is not applicable to named driver policies.